Teresita Gispin Crespo (CRD #5798965, Santa Ana, California) submitted an AWC in which she was suspended from association with any FINRA member in any capacity for 15 business days. In light of Crespo’s financial status, no monetary sanction has been imposed. Without admitting or denying the findings, Crespo consented to the sanction and to the entry of findings that she participated in undisclosed private securities transactions for herself and an investor, who was not associated with her member firm, for which she received a commission credit. The findings stated that Crespo did not provide her firm with prior written notice of her participation in such transactions or obtain written permission to receive the commission credit. These transactions were outside the regular course and scope of Crespo’s employment with the firm. The suspension was in effect from January 5, 2015, through January 26, 2015. (FINRA Case #2013035663301).